Merchant Capture

Merchant Capture is a service available to our business banking customers who process checks.

Benefits

• Convenience – No more trips to the bank…make deposits right from your office.
• Longer Bank Hours – Up to 6pm for end-of-day cutoff, unlike teller windows, which close at 3pm.
• Archiving – Check images can be stored conveniently on a digital file.
• Deposit Accuracy – Our software helps eliminate errors before the deposit is transmitted.
• Safety – Increase safety by eliminating drive-time and night deposit drops.

How it works
…in three easy steps!

• Receive checks from your customers
• Scan your checks with a Merchant Capture check scanner
• Transmit the images to the bank

Upon receiving your check images; we will make the deposit to your business checking account.

Getting started…

• Assessment – We’ll review the volume of checks you process daily so we can provide you with the correct scanner.
• Equipment – You will need:
  • A Personal Computer
  • An Internet connection
  • A Printer
  • Check Scanner (you lease from us).
• System Requirments – Your PC must have:
  • Minimum 512 MB RAM
  • USB 2.0 (MVX); standard USB (UEC scanner)
  • Minimum operating system software is either:
    • Microsoft Windows 2000 Professional, or
    • Microsoft Windows XP Professional
  Note:  Microsoft Windows Home Edition will NOT work with Merchant Capture.  Using the latest version of Windows 2000 or XP Professional is recommended.
• Bank Account – You must have an active business checking account with us. 
• Setup – After the assessment, our implementation team will set up your scanner and Merchant Capture software.
• Implementation – Your company’s staff will be trained to use the equipment and software during the set up process.  We’ll guide you through your first transactions so your business makes a smooth transition.
• Toll-Free Tech Support – Our toll-free help line offers free technical support to our customers.

Contact one of our business bankers today to see if Merchant Capture is right for your business.